What type of insurance must drivers in Texas maintain?

Drivers in Texas are required to maintain auto insurance or provide proof of financial responsibility. This legal requirement serves to ensure that drivers can cover the costs associated with car accidents, including damage to other vehicles, property, and medical expenses resulting from injuries. Auto insurance typically includes liability coverage, which helps pay for damages incurred by others in an accident for which the insured is responsible.

The state has set minimum coverage limits to protect consumers and ensure that there is a financial safety net in the event of an incident on the road. This requirement is crucial in promoting responsible driving habits and reducing the financial burden on individuals and the public in the aftermath of accidents. Maintaining auto insurance or demonstrating financial responsibility is a safeguard for both drivers and other road users, making it an essential aspect of driving in Texas.